Built on Brickken blockchain infrastructure
Turn waiting invoices into working capital.
Businesses receive payment early on verified invoices. Investors access transparent, real-economy opportunities. All of it backed by buyer acceptance and provenance.
Invoice funded
₦12.5M · settled in 42 days
- ₦2.4B+
- Invoices financed
- 1,200+
- Active investors
- 98.2%
- Buyer acceptance rate
- 42 days
- Average funding time
How it works
From invoice to investment in four clear steps.
- 01
Business uploads invoice
A business submits a verified invoice with supporting documents. The buyer receives a confirmation request.
- 02
Buyer confirms acceptance
The buyer formally confirms that goods or services were delivered and the amount is owed.
- 03
Invoice becomes investable
The accepted invoice is tokenized. Verified investors can fund fractions of it.
- 04
Buyer pays, investors earn
On the original due date, the buyer pays as agreed. Investors receive their amount plus a return.
For businesses
Stop waiting 90 days to get paid.
You've delivered the goods. The work is done. You shouldn't have to wait months for cash that's already owed to you.
- Upload invoices and have buyers accept them digitally
- Receive most of the invoice value before the due date
- Track funding progress and payment status in real time
- Build a provenance record that improves your terms over time
Example financing estimate
- Invoice value
- ₦2,000,000
- Platform fee (3%)
- −₦60,000
- Reserve contribution (1%)
- −₦20,000
- You receive early
- ₦1,920,000
Actual amounts vary based on buyer tier and invoice terms.
Distify Distribution Ltd
Carried tierAvailable
₦650,000
Return
6.5%
Due in
42 days
MTN Retail Partners
Anchored tierAvailable
₦200,000
Return
5.8%
Due in
28 days
For investors
Invest in real, verified business activity.
Every opportunity on Raiquid is backed by an invoice the buyer has formally confirmed they owe. You're not speculating on price — you're participating in verified economic activity.
- ✓Start with as little as ₦10,000
- ✓Invest in invoices accepted by verified buyers
- ✓Clear return before you invest
- ✓Track repayment in real time
Why provenance matters
Buyers build a record every time they pay.
Acceptance history
Every invoice a buyer accepts is recorded. Investors can see exactly how many invoices a buyer has confirmed.
Payment reliability
On-time payment rates are tracked and visible. A buyer with a strong record represents lower risk.
Progressive trust
Buyers move from Quarried to Carried to Anchored as they pay on time, unlocking higher limits and lower reserve requirements.
Common questions
The reserve pool, funded by a small share of every transaction, covers investors first. A buyer who doesn't pay also sees it reflected in their provenance record for future invoices.
Ready to get started?
Join businesses, investors, and buyers building a more transparent invoice economy.